Refer a friend
Earn Rewards!

Unlock opportunities, share success! Introducing our education loan referral programme

Refer Now
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Earn ₹2,500 on each referral and ₹3,000 after 5th referral

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1st Referral
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2nd Referral
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5th Referral
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6th Referral
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8th Referral
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9th Referral

How to Refer & Earn Rewards?


Share your unique referral link with your friends and in your network.


You'll be notified when they apply and successfully secure an education loan.


There you go! Referral amount will get transferred to your bank account.

Referral Programme Terms & Conditions

  1. How it Works
    • You can refer your friends by sharing your unique referral link with them.
    • Your friend must use your referral link to apply on our platform and have their loan successfully disbursed. (A loan disbursement means the loan amount is deposited into your friend's bank account).
    • Once your friend's loan is disbursed, you will be eligible to receive a referral reward (eligibile only if your friend is not already registered with Crunchfinn before).
  2. Referral Rewards
    • You will receive a reward of ₹2,500 for each successful referral.
    • After your 5th successful referral, the referral amount will increase to ₹3,000 for subsequent successful referrals.
  3. Reward Payment
    • Referral amount will be deposited into the bank account associated with your Crunchfinn account.
    • You'll be required to provide your bank account details and PAN card copy for verification purposes.
    • As per government regulations, any referral reward exceeding INR 15,000 in a financial year will be subject to a 5% TDS deduction. This amount can be claimed during your ITR filing.
  4. Privacy
    • Your privacy is important to Crunchfinn. We refer you to our Privacy Policy, available on our website, to learn more about how we collect and use your personal information for this Referral Program.
  5. Termination
    • Crunchfinn reserves the right to change or terminate the Referral Program at any time without prior notice.
  6. Contact Us
    • If you have any questions about the Referral Program, please contact us at

Please note: These terms and conditions are subject to change. We recommend you check this page periodically for updates.